What LTV (Loan to Value) ratio does Realty Capital Lending Group offer?
We Offer our Clients competitive LTV ratios which are dependent upon borrower eligibility and loan program.
What interest rate do you offer?
We Offer competitive rates commencing at 8% and go up dependent upon borrower eligibility and loan program.
How long does it take to receive funding?
In order to receive funding from Realty Capital Lending Group you must be an approved borrower. The Borrower approval process can take 3 to 7 days. Once approved, loans are reviewed and approved within 5 days. Rush approval and funding is available on a case by case basis, but we have funded in as little as three days.
What kind of properties does RCLG fund?
Realty Capital Lending Group will fund all types of non owner occupied properties for business purpose commercial loans. We can lend on a variety of asset types including; single family residences, condos, multifamily residences,
apartments and other commercial properties. We do not fund Owner-Occupied properties.
How do I apply?
You can apply online anytime by clicking the Apply Now button on the top right of our webpage. You are also welcome to call (310) 308‐7425 to schedule an appointment to speak with an Account Executive.
Do I have to pre‐qualify?
All borrowers must be approved before we will lend to you. This process can take up to two weeks. For more information on what’s required please visit the Borrowers page.
What is RCLG looking for when considering my application?
We will review your borrower submission package which includes both personal and company financials, ability to repay, cash reserves, the area in which you plan to invest, and your track record. Experience is a plus but not required.
What States do you fund in?
RCLG lends primarily in California. We also lend nationwide through broker affiliates.
Can I live in the house during the course of the loan?
No. RCLG only makes commercial business purpose loans. We do not lend to owner‐occupants.
Are there prepayment penalties?
No. RCLG does not charge penalties for paying off a loan early, in fact it is encouraged.
How is RCLG licensed?
Realty Capital Lending Group is licensed by the California Bureau of Real Estate and works with various licensed Finance Lenders Nationwide. Loans will be made or arranged pursuant to one of these lending licenses.
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